How are qualified dependent care expenses determined? Actually, the qualified is determined by IRS Child and Dependent Care Expenses Publication 503, and there are 2 sections:
- Services for a dependent must be rendered while an employee is at work or school.
**Your Dependent Care FSA expenses need to be "work-related." For example, if both you and your spouse work full time and you pay for after-school care for your kids, that is an eligible "work-related" expense. Please note: unpaid and nominal paid volunteer work do not qualify as "work."
- The dependent must be 13 or younger.
For example, after school program for children, babysitting, a summer day camp for children, etc.
- Can also be used for older dependents that are physically or mentally incapable of self-care.
For example, adult daycare center, day nursing care, elder care, etc.
Some ineligible expenses examples
- Sleepaway camp
- Household help
- Non-work-related expenses
If you're wondering whether an item or service is eligible under these categories, here are a few ways to find out.
You can view a comprehensive list of eligible expenses HERE.
If you still can't determine whether an item is eligible, contact our Member Experience Team using the live chat icon at the bottom right corner of this page and we'll be happy to help!